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Consumer rights

29 Dec 2016

Vilnius City District Court has granted the request of the law firm and found that the termination of the credit agreement concluded with the consumer by the bank was illegal and thus the former position in which both parties were prior to such termination should be reestablished, with the extension of the term of the agreement. The court found that the bank has terminated the credit agreement having no sufficient grounds for doing so, whereas the delay in payment under the credit agreement should not be considered as a material breach of such agreement. The court came to this conclusion after assessing the objective reasons for delay in payments and the possibility of the consumer to execute the agreement in the future.

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